36M, So I have $3500 dollars left on a credit card that should be paid off next month. I start a new job making $180k and want to start putting my money to work for me. I have a rather old house and want to update it and want to open a brokerage account to help build the funds faster. My game plan:Contribute 10% to 401k I want to open a brokerage account to help build money for home renovations next year. Move old 401k from last job to an IRA and contribute the max there as well and purchase safe stock.