“Luxury Face Bones” — Upset Patient Says Dental Insurance Is a Scam After Visit Dental insurance is often criticized for just how little it covers. That's because dental work is notoriously costly and often not covered in full by your insurance provider. Source: D Dental Office/UnsplashArticle continues below advertisementSome people feel like dental insurance is a scam when they receive the bill for their dental work. #toothpain #dentalcare #insuranceisascam #whatever #acceptance ♬ original sound - ✨Mama Megzz✨"Yep, dental insurance hardly covers anything," one person wrote. According to a Redditor who claimed to be a former dental insurance coordinator, it has to do with how dental insurance companies code the procedures, and which insurance rates they use.