Newstalk KZRG

Explain Loyalty to an employer; many employees don't want to report a case....why is this?

• Most employers with 5 or more employees must carry workers’ compensation; construction employers usually must carry it with even 1 employee
  
  
• You must report the injury to your employer in writing within 30 days of the accident or of discovering a work‑related illness.
  
  
• You must file a formal “Claim for Compensation” with the Missouri Division of Workers’ Compensation, generally within 2 years of the date of injury, death, or last benefit payment.
  
  
• File using the Division’s Claim for Compensation form, which you can mail to the Division.
  
  

• There is an employer–employee relationship (not an independent contractor in most cases).
  
  
• The employer is required to carry, or actually carries, workers’ compensation insurance.
  
  
• There is a real injury or occupational disease, documented by medical records.
  
  
• The injury arose “in the course and scope” of employment (happened while doing your job or due to job conditions, not a purely personal activity).
  
  
• A causal link exists between the work and the injury or the worsening of a pre‑existing condition (direct cause, aggravation, acceleration, or precipitation).
  
  

Ferguson is also host of the daily “Ben Ferguson Podcast”, one of the fastest-growing conservative podcasts in the country.  Each day, Ferguson goes beyond the headlines to share his takes on the latest news and information Americans need to know - from politics and current affairs to popular culture. New episodes are available Sundays through Fridays on iHeartRadio and everywhere podcast are heard.

Additionally, Ferguson co-hosts the “Verdict with Ted Cruz” podcast. In each episode, he joins Texas Senator Ted Cruz to break down the most important news stories of the day and what they mean for Americans, going behind the scenes of the political debates that define our country. Episodes are posted three times a week on iHeartRadio and everywhere podcasts are heard

In January 2025, Ferguson and Premiere Networks launched “The 47 Morning Update” podcast, which spotlights the latest news and political headlines and stories, with a special focus on the Trump administration’s policies and agenda.Available Monday through Friday, with a weekly recap on Saturdays, the 12 to 15-minute program is available on iHeartRadio and everywhere podcasts are heard.

Plus, Ferguson hosts “The Ben Ferguson Show” on afternoons (5 - 6 p.m.)at 600 WREC in Memphis, Tenn.

When he’s not on the radio, Ferguson serves as a CNN political commentator, and he’s also an American commentator on ITV’s “Good Morning Britain.

From 2012 to 2015, Ferguson hosted the #1 mid-morning radio show from 9 - 11 a.m. on weekdays in Dallas, Texas on WBAP-AM. He began his radio career in his hometown of Memphis, Tenn., at the age of 13, which made him the youngest radio talk show host in the country when the national show debuted in 2004 and the youngest nationally-syndicated host at the age of 20.

His first book, a political work, “It’s My America, Too,” published by William Morris/Harper Collins in 2004 was named "a top choice read" by USA Today.

For more information, please visit https://www.benfergusonshow.com/.  Fans can also connect with Ferguson on Facebook and X.